St. Patrick's Parish

Fairfield, VT · 2 · Charter #65091
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$583.9K
4th percentile
Members
312
11th percentile
Total loans
$426.7K
9th percentile
Total shares
$548.1K
6th percentile

Profitability

Return on assets
-5.98%
1th percentile
Net interest margin
-3.66%
0th percentile
Efficiency ratio
54.85%
76th percentile
Non-interest income ratio
0.08%
6th percentile

Capital & Risk

Net worth ratio
6.11%
1th percentile
Delinquency rate
1.27%
35th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
77.86%
73th percentile

Growth

Member growth YoY
-0.95%
55th percentile
Asset growth YoY
-4.67%
18th percentile
Loan growth YoY
-22.68%
4th percentile
Share growth YoY
1.15%
54th percentile

Operations

Members / branch
312
14th percentile
Assets / member
$1,872
3th percentile
Field of membership penetration
26.00%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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