Molokai Community

Kaunakakai, HI · 1 · Charter #7471 · www.molokaicommunityfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$37.7M
87th percentile
Members
4,283
95th percentile
Total loans
$15.0M
78th percentile
Total shares
$30.7M
86th percentile

Profitability

Return on assets
2.35%
95th percentile
Net interest margin
4.12%
55th percentile
Efficiency ratio
63.24%
58th percentile
Non-interest income ratio
37.32%
96th percentile

Capital & Risk

Net worth ratio
18.14%
66th percentile
Delinquency rate
1.28%
35th percentile
Net charge-off rate
-0.19%
97th percentile
Loan-to-share
48.79%
33th percentile

Growth

Member growth YoY
-0.44%
62th percentile
Asset growth YoY
2.62%
60th percentile
Loan growth YoY
-11.36%
20th percentile
Share growth YoY
2.62%
62th percentile

Operations

Members / branch
2,142
81th percentile
Assets / member
$8,807
46th percentile
Field of membership penetration
58.31%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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