Miami Firefighters

MIAMI, FL · 1 · Charter #872 · www.mffcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$183.7M
84th percentile
Members
6,172
36th percentile
Total loans
$134.4M
91th percentile
Total shares
$159.3M
85th percentile

Profitability

Return on assets
1.14%
58th percentile
Net interest margin
2.99%
18th percentile
Efficiency ratio
43.20%
92th percentile
Non-interest income ratio
8.20%
9th percentile

Capital & Risk

Net worth ratio
12.45%
53th percentile
Delinquency rate
0.54%
62th percentile
Net charge-off rate
-0.04%
99th percentile
Loan-to-share
84.37%
78th percentile

Growth

Member growth YoY
3.84%
90th percentile
Asset growth YoY
1.92%
34th percentile
Loan growth YoY
10.88%
89th percentile
Share growth YoY
0.84%
29th percentile

Operations

Members / branch
6,172
91th percentile
Assets / member
$29,757
96th percentile
Field of membership penetration
77.15%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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