C T a F C

CHICAGO, IL · 1 · Charter #18882 · www.ctafccreditunion.org/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$758.7K
6th percentile
Members
680
24th percentile
Total loans
$204.1K
5th percentile
Total shares
$614.5K
6th percentile

Profitability

Return on assets
-1.67%
4th percentile
Net interest margin
4.50%
69th percentile
Efficiency ratio
141.61%
2th percentile
Non-interest income ratio
-12.33%
0th percentile

Capital & Risk

Net worth ratio
17.85%
65th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
33.21%
14th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
0.29%
44th percentile
Loan growth YoY
-3.72%
47th percentile
Share growth YoY
-3.95%
25th percentile

Operations

Members / branch
680
32th percentile
Assets / member
$1,116
1th percentile
Field of membership penetration
100.00%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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