Safe

Sumter, SC · 1 · Charter #9988 · www.safefed.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.9B
45th percentile
Members
140,708
60th percentile
Total loans
$1.3B
45th percentile
Total shares
$1.7B
48th percentile

Profitability

Return on assets
2.00%
93th percentile
Net interest margin
3.43%
62th percentile
Efficiency ratio
47.31%
68th percentile
Non-interest income ratio
26.55%
91th percentile

Capital & Risk

Net worth ratio
10.46%
43th percentile
Delinquency rate
1.08%
23th percentile
Net charge-off rate
0.91%
18th percentile
Loan-to-share
77.74%
25th percentile

Growth

Member growth YoY
-1.89%
13th percentile
Asset growth YoY
4.95%
43th percentile
Loan growth YoY
0.11%
19th percentile
Share growth YoY
1.18%
15th percentile

Operations

Members / branch
7,035
43th percentile
Assets / member
$13,808
13th percentile
Field of membership penetration
19.86%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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