Commonwealth One

ALEXANDRIA, VA · 1 · Charter #5134 · www.cofcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$520.9M
60th percentile
Members
38,918
73th percentile
Total loans
$371.0M
63th percentile
Total shares
$430.0M
59th percentile

Profitability

Return on assets
0.04%
5th percentile
Net interest margin
3.58%
60th percentile
Efficiency ratio
66.63%
21th percentile
Non-interest income ratio
16.67%
34th percentile

Capital & Risk

Net worth ratio
8.15%
6th percentile
Delinquency rate
1.73%
7th percentile
Net charge-off rate
1.07%
10th percentile
Loan-to-share
86.27%
65th percentile

Growth

Member growth YoY
4.23%
85th percentile
Asset growth YoY
-6.98%
1th percentile
Loan growth YoY
-5.49%
8th percentile
Share growth YoY
1.35%
21th percentile

Operations

Members / branch
5,560
67th percentile
Assets / member
$13,384
23th percentile
Field of membership penetration
3.80%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Commonwealth One?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo