Promedica

Toledo, OH · 1 · Charter #21226 · www.promedicafcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$59.4M
11th percentile
Members
6,646
41th percentile
Total loans
$30.3M
15th percentile
Total shares
$50.4M
11th percentile

Profitability

Return on assets
0.47%
15th percentile
Net interest margin
4.58%
90th percentile
Efficiency ratio
84.51%
4th percentile
Non-interest income ratio
24.90%
83th percentile

Capital & Risk

Net worth ratio
10.45%
28th percentile
Delinquency rate
0.96%
35th percentile
Net charge-off rate
0.53%
30th percentile
Loan-to-share
60.09%
36th percentile

Growth

Member growth YoY
-2.09%
32th percentile
Asset growth YoY
-0.56%
17th percentile
Loan growth YoY
-2.44%
29th percentile
Share growth YoY
-0.49%
20th percentile

Operations

Members / branch
1,662
12th percentile
Assets / member
$8,933
8th percentile
Field of membership penetration
11.08%
60th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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