Lesco

Latrobe, PA · 1 · Charter #6785 · www.lescofcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$127.1M
61th percentile
Members
7,842
52th percentile
Total loans
$24.0M
8th percentile
Total shares
$107.8M
61th percentile

Profitability

Return on assets
0.99%
48th percentile
Net interest margin
2.06%
2th percentile
Efficiency ratio
32.13%
98th percentile
Non-interest income ratio
11.35%
21th percentile

Capital & Risk

Net worth ratio
15.07%
77th percentile
Delinquency rate
1.63%
15th percentile
Net charge-off rate
0.48%
35th percentile
Loan-to-share
22.24%
1th percentile

Growth

Member growth YoY
-0.18%
55th percentile
Asset growth YoY
13.43%
95th percentile
Loan growth YoY
-4.03%
21th percentile
Share growth YoY
14.76%
95th percentile

Operations

Members / branch
3,921
68th percentile
Assets / member
$16,203
64th percentile
Field of membership penetration
2.24%
31th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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