Reading Berks School Employees

reading, PA · 2 · Charter #60392 · www.rbsecu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.5M
50th percentile
Members
1,269
45th percentile
Total loans
$5.8M
48th percentile
Total shares
$11.4M
51th percentile

Profitability

Return on assets
0.47%
33th percentile
Net interest margin
3.19%
24th percentile
Efficiency ratio
65.35%
53th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
16.02%
56th percentile
Delinquency rate
0.29%
66th percentile
Net charge-off rate
0.07%
65th percentile
Loan-to-share
51.09%
36th percentile

Growth

Member growth YoY
-1.63%
48th percentile
Asset growth YoY
-6.26%
13th percentile
Loan growth YoY
-8.02%
30th percentile
Share growth YoY
-7.83%
12th percentile

Operations

Members / branch
635
30th percentile
Assets / member
$10,655
62th percentile
Field of membership penetration
84.60%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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