Service

PORTSMOUTH, NH · 1 · Charter #24921 · www.servicecu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.5B
91th percentile
Members
380,457
92th percentile
Total loans
$5.3B
94th percentile
Total shares
$5.6B
92th percentile

Profitability

Return on assets
1.93%
92th percentile
Net interest margin
3.60%
76th percentile
Efficiency ratio
47.69%
67th percentile
Non-interest income ratio
23.98%
83th percentile

Capital & Risk

Net worth ratio
11.84%
68th percentile
Delinquency rate
2.80%
2th percentile
Net charge-off rate
0.59%
38th percentile
Loan-to-share
94.49%
65th percentile

Growth

Member growth YoY
4.91%
76th percentile
Asset growth YoY
11.38%
86th percentile
Loan growth YoY
10.04%
78th percentile
Share growth YoY
11.51%
86th percentile

Operations

Members / branch
7,316
46th percentile
Assets / member
$16,985
40th percentile
Field of membership penetration
1.62%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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