Northridge Community

Virginia, MN · 2 · Charter #61257 · www.nrccu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$114.3M
54th percentile
Members
7,608
50th percentile
Total loans
$86.8M
69th percentile
Total shares
$76.4M
38th percentile

Profitability

Return on assets
2.27%
95th percentile
Net interest margin
4.69%
92th percentile
Efficiency ratio
51.24%
81th percentile
Non-interest income ratio
26.44%
87th percentile

Capital & Risk

Net worth ratio
12.33%
51th percentile
Delinquency rate
3.85%
2th percentile
Net charge-off rate
0.98%
12th percentile
Loan-to-share
113.59%
99th percentile

Growth

Member growth YoY
0.00%
58th percentile
Asset growth YoY
0.00%
20th percentile
Loan growth YoY
0.00%
43th percentile
Share growth YoY
0.00%
23th percentile

Operations

Members / branch
1,522
10th percentile
Assets / member
$15,024
56th percentile
Field of membership penetration
2.98%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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