Health Care Family

Saint Louis, MO · 2 · Charter #63249 · www.healthcarefamilycreditun
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$72.7M
24th percentile
Members
5,122
26th percentile
Total loans
$54.7M
45th percentile
Total shares
$61.4M
24th percentile

Profitability

Return on assets
1.21%
62th percentile
Net interest margin
3.98%
68th percentile
Efficiency ratio
61.98%
52th percentile
Non-interest income ratio
20.98%
68th percentile

Capital & Risk

Net worth ratio
16.07%
82th percentile
Delinquency rate
2.48%
6th percentile
Net charge-off rate
0.44%
39th percentile
Loan-to-share
88.96%
85th percentile

Growth

Member growth YoY
-3.07%
23th percentile
Asset growth YoY
-4.43%
3th percentile
Loan growth YoY
2.78%
58th percentile
Share growth YoY
-2.24%
12th percentile

Operations

Members / branch
2,561
37th percentile
Assets / member
$14,194
48th percentile
Field of membership penetration
20.49%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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