Premier Financial

New Holstein, WI · 2 · Charter #66760 · www.yourpfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$128.4M
62th percentile
Members
8,405
57th percentile
Total loans
$79.2M
64th percentile
Total shares
$110.5M
62th percentile

Profitability

Return on assets
1.45%
75th percentile
Net interest margin
4.04%
71th percentile
Efficiency ratio
68.75%
30th percentile
Non-interest income ratio
21.24%
70th percentile

Capital & Risk

Net worth ratio
13.41%
64th percentile
Delinquency rate
1.29%
23th percentile
Net charge-off rate
0.07%
88th percentile
Loan-to-share
71.65%
56th percentile

Growth

Member growth YoY
-1.45%
40th percentile
Asset growth YoY
-0.40%
18th percentile
Loan growth YoY
0.65%
46th percentile
Share growth YoY
-2.21%
12th percentile

Operations

Members / branch
1,681
13th percentile
Assets / member
$15,279
57th percentile
Field of membership penetration
4.80%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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