Lisbon Farmers Union

LISBON, ND · 2 · Charter #64688
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.4M
22th percentile
Members
240
7th percentile
Total loans
$2.2M
25th percentile
Total shares
$1.6M
14th percentile

Profitability

Return on assets
0.24%
25th percentile
Net interest margin
3.48%
33th percentile
Efficiency ratio
76.14%
31th percentile
Non-interest income ratio
0.16%
7th percentile

Capital & Risk

Net worth ratio
62.35%
99th percentile
Delinquency rate
2.20%
22th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
134.01%
99th percentile

Growth

Member growth YoY
-2.83%
35th percentile
Asset growth YoY
-3.21%
24th percentile
Loan growth YoY
-8.92%
27th percentile
Share growth YoY
-8.68%
10th percentile

Operations

Members / branch
120
3th percentile
Assets / member
$18,249
94th percentile
Field of membership penetration
60.00%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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