Maryvale Schools

CHEEKTOWAGA, NY · 1 · Charter #11550 · www.maryvaleschoolsfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.0M
41th percentile
Members
793
29th percentile
Total loans
$4.5M
41th percentile
Total shares
$8.1M
42th percentile

Profitability

Return on assets
0.92%
55th percentile
Net interest margin
2.77%
14th percentile
Efficiency ratio
64.60%
54th percentile
Non-interest income ratio
1.14%
15th percentile

Capital & Risk

Net worth ratio
19.69%
73th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.23%
97th percentile
Loan-to-share
55.75%
44th percentile

Growth

Member growth YoY
-12.57%
4th percentile
Asset growth YoY
-1.63%
32th percentile
Loan growth YoY
7.07%
85th percentile
Share growth YoY
-3.09%
29th percentile

Operations

Members / branch
264
11th percentile
Assets / member
$12,648
75th percentile
Field of membership penetration
22.66%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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