Mississippi National Guard

JACKSON, MS · 1 · Charter #14805 · www.msng.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$42.9M
93th percentile
Members
2,957
84th percentile
Total loans
$32.5M
99th percentile
Total shares
$39.5M
97th percentile

Profitability

Return on assets
1.51%
79th percentile
Net interest margin
3.53%
34th percentile
Efficiency ratio
45.54%
88th percentile
Non-interest income ratio
14.70%
68th percentile

Capital & Risk

Net worth ratio
8.46%
7th percentile
Delinquency rate
1.24%
36th percentile
Net charge-off rate
0.61%
28th percentile
Loan-to-share
82.22%
79th percentile

Growth

Member growth YoY
3.97%
92th percentile
Asset growth YoY
2.81%
61th percentile
Loan growth YoY
-6.60%
35th percentile
Share growth YoY
0.83%
52th percentile

Operations

Members / branch
2,957
91th percentile
Assets / member
$14,501
83th percentile
Field of membership penetration
29.57%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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