St. Tammany

SLIDELL, LA · 1 · Charter #11942 · www.sttammanyfederalcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$45.5M
96th percentile
Members
7,144
99th percentile
Total loans
$31.9M
99th percentile
Total shares
$38.7M
96th percentile

Profitability

Return on assets
1.25%
69th percentile
Net interest margin
5.24%
88th percentile
Efficiency ratio
78.97%
25th percentile
Non-interest income ratio
37.15%
96th percentile

Capital & Risk

Net worth ratio
14.54%
47th percentile
Delinquency rate
1.13%
38th percentile
Net charge-off rate
1.82%
7th percentile
Loan-to-share
82.43%
80th percentile

Growth

Member growth YoY
-5.76%
14th percentile
Asset growth YoY
5.31%
75th percentile
Loan growth YoY
-9.26%
26th percentile
Share growth YoY
6.26%
81th percentile

Operations

Members / branch
1,786
73th percentile
Assets / member
$6,372
26th percentile
Field of membership penetration
47.63%
63th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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