Fairleigh Dickinson University

MADISON, NJ · 1 · Charter #16584 · www.fdufcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.5M
42th percentile
Members
1,613
55th percentile
Total loans
$6.9M
54th percentile
Total shares
$8.9M
44th percentile

Profitability

Return on assets
0.63%
42th percentile
Net interest margin
5.14%
85th percentile
Efficiency ratio
81.17%
22th percentile
Non-interest income ratio
9.81%
52th percentile

Capital & Risk

Net worth ratio
14.49%
47th percentile
Delinquency rate
0.83%
46th percentile
Net charge-off rate
0.23%
48th percentile
Loan-to-share
77.65%
73th percentile

Growth

Member growth YoY
-2.54%
38th percentile
Asset growth YoY
2.47%
59th percentile
Loan growth YoY
1.43%
68th percentile
Share growth YoY
2.86%
63th percentile

Operations

Members / branch
1,613
68th percentile
Assets / member
$6,514
27th percentile
Field of membership penetration
16.13%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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