River Town

FORT SMITH, AR · 1 · Charter #24257 · www.rivertownfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.0M
51th percentile
Members
2,392
75th percentile
Total loans
$9.1M
62th percentile
Total shares
$11.6M
52th percentile

Profitability

Return on assets
0.04%
17th percentile
Net interest margin
4.71%
76th percentile
Efficiency ratio
90.68%
12th percentile
Non-interest income ratio
27.94%
93th percentile

Capital & Risk

Net worth ratio
15.10%
51th percentile
Delinquency rate
0.01%
84th percentile
Net charge-off rate
0.03%
70th percentile
Loan-to-share
78.67%
75th percentile

Growth

Member growth YoY
-9.57%
6th percentile
Asset growth YoY
-16.91%
1th percentile
Loan growth YoY
-14.85%
12th percentile
Share growth YoY
-7.43%
13th percentile

Operations

Members / branch
2,392
85th percentile
Assets / member
$5,860
22th percentile
Field of membership penetration
1.03%
7th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for River Town?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo