Wyhy

CHEYENNE, WY · 1 · Charter #9094 · www.wyhy.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$402.0M
41th percentile
Members
22,720
35th percentile
Total loans
$296.3M
49th percentile
Total shares
$347.2M
43th percentile

Profitability

Return on assets
1.79%
91th percentile
Net interest margin
4.40%
93th percentile
Efficiency ratio
53.65%
71th percentile
Non-interest income ratio
17.20%
38th percentile

Capital & Risk

Net worth ratio
13.57%
81th percentile
Delinquency rate
3.58%
1th percentile
Net charge-off rate
0.80%
18th percentile
Loan-to-share
85.33%
62th percentile

Growth

Member growth YoY
2.20%
69th percentile
Asset growth YoY
2.97%
33th percentile
Loan growth YoY
1.02%
34th percentile
Share growth YoY
3.54%
39th percentile

Operations

Members / branch
4,544
49th percentile
Assets / member
$17,692
61th percentile
Field of membership penetration
3.87%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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