Nova

CHARLOTTE, NC · 2 · Charter #63425 · www.novacu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$120.7M
58th percentile
Members
11,048
74th percentile
Total loans
$76.7M
63th percentile
Total shares
$99.6M
55th percentile

Profitability

Return on assets
0.59%
22th percentile
Net interest margin
3.86%
61th percentile
Efficiency ratio
85.46%
3th percentile
Non-interest income ratio
38.88%
99th percentile

Capital & Risk

Net worth ratio
17.05%
86th percentile
Delinquency rate
0.25%
83th percentile
Net charge-off rate
0.33%
50th percentile
Loan-to-share
77.03%
65th percentile

Growth

Member growth YoY
0.18%
60th percentile
Asset growth YoY
0.31%
22th percentile
Loan growth YoY
5.96%
75th percentile
Share growth YoY
-0.97%
18th percentile

Operations

Members / branch
2,210
26th percentile
Assets / member
$10,925
20th percentile
Field of membership penetration
4.42%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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