Oakdale

Oakdale, WI · 2 · Charter #67200 · www.oakdalecu.coop
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$127.8M
62th percentile
Members
11,345
76th percentile
Total loans
$67.5M
57th percentile
Total shares
$109.7M
62th percentile

Profitability

Return on assets
1.99%
92th percentile
Net interest margin
3.88%
63th percentile
Efficiency ratio
54.35%
74th percentile
Non-interest income ratio
17.61%
52th percentile

Capital & Risk

Net worth ratio
12.65%
56th percentile
Delinquency rate
0.09%
95th percentile
Net charge-off rate
0.05%
91th percentile
Loan-to-share
61.51%
38th percentile

Growth

Member growth YoY
0.50%
64th percentile
Asset growth YoY
8.44%
82th percentile
Loan growth YoY
-3.54%
23th percentile
Share growth YoY
6.52%
75th percentile

Operations

Members / branch
3,782
66th percentile
Assets / member
$11,262
22th percentile
Field of membership penetration
3.20%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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