Florida

GAINESVILLE, FL · 2 · Charter #60497 · www.flcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.6B
61th percentile
Members
177,623
71th percentile
Total loans
$2.1B
65th percentile
Total shares
$2.2B
60th percentile

Profitability

Return on assets
2.34%
99th percentile
Net interest margin
3.72%
83th percentile
Efficiency ratio
37.36%
91th percentile
Non-interest income ratio
18.94%
53th percentile

Capital & Risk

Net worth ratio
12.78%
80th percentile
Delinquency rate
0.79%
45th percentile
Net charge-off rate
0.89%
19th percentile
Loan-to-share
98.50%
77th percentile

Growth

Member growth YoY
7.52%
90th percentile
Asset growth YoY
15.10%
92th percentile
Loan growth YoY
14.48%
90th percentile
Share growth YoY
13.64%
90th percentile

Operations

Members / branch
12,687
87th percentile
Assets / member
$14,844
20th percentile
Field of membership penetration
4.01%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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