Transfiguration Parish

BROOKLYN, NY · 1 · Charter #15067 · www.transfigurationfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.0M
49th percentile
Members
2,184
71th percentile
Total loans
$4.8M
42th percentile
Total shares
$12.1M
53th percentile

Profitability

Return on assets
0.63%
42th percentile
Net interest margin
4.76%
77th percentile
Efficiency ratio
86.82%
15th percentile
Non-interest income ratio
14.43%
67th percentile

Capital & Risk

Net worth ratio
6.68%
1th percentile
Delinquency rate
5.48%
6th percentile
Net charge-off rate
1.09%
15th percentile
Loan-to-share
39.40%
21th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
-2.66%
26th percentile
Loan growth YoY
-6.47%
35th percentile
Share growth YoY
-3.26%
28th percentile

Operations

Members / branch
2,184
82th percentile
Assets / member
$5,946
23th percentile
Field of membership penetration
94.34%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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