Fort Dix

Joint Base MDL, NJ · 1 · Charter #15513 · www.ftdixfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.3M
34th percentile
Members
541
19th percentile
Total loans
$1.7M
20th percentile
Total shares
$6.5M
36th percentile

Profitability

Return on assets
0.38%
30th percentile
Net interest margin
3.78%
43th percentile
Efficiency ratio
87.57%
14th percentile
Non-interest income ratio
9.05%
49th percentile

Capital & Risk

Net worth ratio
10.54%
19th percentile
Delinquency rate
4.96%
7th percentile
Net charge-off rate
2.07%
6th percentile
Loan-to-share
25.80%
8th percentile

Growth

Member growth YoY
-1.64%
47th percentile
Asset growth YoY
7.13%
84th percentile
Loan growth YoY
-8.00%
30th percentile
Share growth YoY
7.63%
86th percentile

Operations

Members / branch
541
25th percentile
Assets / member
$13,501
79th percentile
Field of membership penetration
45.08%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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