Martinsburg V.A. Center

KEARNEYSVILLE, WV · 1 · Charter #22337 · www.martinsburgfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.8M
57th percentile
Members
1,599
55th percentile
Total loans
$4.3M
39th percentile
Total shares
$14.5M
58th percentile

Profitability

Return on assets
2.32%
95th percentile
Net interest margin
4.80%
78th percentile
Efficiency ratio
56.24%
73th percentile
Non-interest income ratio
9.99%
52th percentile

Capital & Risk

Net worth ratio
14.04%
45th percentile
Delinquency rate
0.83%
46th percentile
Net charge-off rate
0.14%
56th percentile
Loan-to-share
29.39%
11th percentile

Growth

Member growth YoY
-0.56%
60th percentile
Asset growth YoY
1.57%
53th percentile
Loan growth YoY
-7.48%
32th percentile
Share growth YoY
-0.78%
41th percentile

Operations

Members / branch
800
38th percentile
Assets / member
$10,530
60th percentile
Field of membership penetration
31.98%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Martinsburg V.A. Center?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo