Ever $ Green

ROCHESTER, NY · 1 · Charter #18649 · www.evergreenfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$69.2M
20th percentile
Members
5,282
28th percentile
Total loans
$38.9M
26th percentile
Total shares
$61.3M
24th percentile

Profitability

Return on assets
-0.05%
4th percentile
Net interest margin
3.27%
29th percentile
Efficiency ratio
70.38%
25th percentile
Non-interest income ratio
7.61%
8th percentile

Capital & Risk

Net worth ratio
10.43%
28th percentile
Delinquency rate
2.07%
9th percentile
Net charge-off rate
0.79%
16th percentile
Loan-to-share
63.35%
41th percentile

Growth

Member growth YoY
-1.53%
39th percentile
Asset growth YoY
-0.73%
16th percentile
Loan growth YoY
-1.66%
33th percentile
Share growth YoY
2.89%
45th percentile

Operations

Members / branch
1,761
15th percentile
Assets / member
$13,110
39th percentile
Field of membership penetration
23.09%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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