Doches

Nacogdoches, TX · 2 · Charter #62446 · www.dochescu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$63.1M
14th percentile
Members
11,606
77th percentile
Total loans
$45.0M
34th percentile
Total shares
$55.4M
16th percentile

Profitability

Return on assets
0.79%
34th percentile
Net interest margin
4.57%
90th percentile
Efficiency ratio
74.40%
15th percentile
Non-interest income ratio
26.97%
88th percentile

Capital & Risk

Net worth ratio
13.53%
65th percentile
Delinquency rate
0.58%
59th percentile
Net charge-off rate
0.44%
39th percentile
Loan-to-share
81.10%
73th percentile

Growth

Member growth YoY
-1.87%
35th percentile
Asset growth YoY
-1.59%
12th percentile
Loan growth YoY
-2.99%
26th percentile
Share growth YoY
-1.62%
15th percentile

Operations

Members / branch
2,321
30th percentile
Assets / member
$5,441
0th percentile
Field of membership penetration
16.58%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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