Bee

SALISBURY, MD · 1 · Charter #9893 · www.beefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.7M
35th percentile
Members
1,015
37th percentile
Total loans
$2.9M
30th percentile
Total shares
$6.0M
34th percentile

Profitability

Return on assets
0.19%
23th percentile
Net interest margin
4.23%
60th percentile
Efficiency ratio
65.29%
53th percentile
Non-interest income ratio
2.45%
21th percentile

Capital & Risk

Net worth ratio
22.16%
80th percentile
Delinquency rate
2.77%
17th percentile
Net charge-off rate
1.80%
7th percentile
Loan-to-share
48.53%
32th percentile

Growth

Member growth YoY
-0.78%
57th percentile
Asset growth YoY
-0.48%
38th percentile
Loan growth YoY
-6.09%
37th percentile
Share growth YoY
-0.90%
41th percentile

Operations

Members / branch
1,015
47th percentile
Assets / member
$7,599
35th percentile
Field of membership penetration
38.30%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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