Thiokol Elkton

Elkton, MD · 1 · Charter #12185 · www.thiokolfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.3M
67th percentile
Members
1,669
57th percentile
Total loans
$10.1M
66th percentile
Total shares
$19.5M
67th percentile

Profitability

Return on assets
0.93%
56th percentile
Net interest margin
3.60%
36th percentile
Efficiency ratio
60.50%
63th percentile
Non-interest income ratio
8.96%
49th percentile

Capital & Risk

Net worth ratio
18.01%
66th percentile
Delinquency rate
0.89%
45th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
51.74%
37th percentile

Growth

Member growth YoY
-0.95%
55th percentile
Asset growth YoY
-4.15%
19th percentile
Loan growth YoY
6.50%
83th percentile
Share growth YoY
-6.32%
16th percentile

Operations

Members / branch
1,669
69th percentile
Assets / member
$13,933
81th percentile
Field of membership penetration
41.04%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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