Estacado

HOBBS, NM · 1 · Charter #8299 · WWW.ESTACADOFCU.COM
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$113.7M
54th percentile
Members
8,709
59th percentile
Total loans
$70.4M
58th percentile
Total shares
$94.8M
52th percentile

Profitability

Return on assets
2.31%
96th percentile
Net interest margin
4.74%
93th percentile
Efficiency ratio
53.57%
76th percentile
Non-interest income ratio
21.65%
72th percentile

Capital & Risk

Net worth ratio
13.89%
68th percentile
Delinquency rate
0.60%
57th percentile
Net charge-off rate
0.62%
23th percentile
Loan-to-share
74.26%
62th percentile

Growth

Member growth YoY
3.44%
88th percentile
Asset growth YoY
6.11%
69th percentile
Loan growth YoY
9.15%
84th percentile
Share growth YoY
5.46%
68th percentile

Operations

Members / branch
2,177
26th percentile
Assets / member
$13,057
39th percentile
Field of membership penetration
11.61%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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