Ironworkers Usa

Portland, OR · 1 · Charter #13649 · www.ironworkersfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$143.4M
70th percentile
Members
17,848
95th percentile
Total loans
$116.8M
85th percentile
Total shares
$90.1M
50th percentile

Profitability

Return on assets
2.22%
95th percentile
Net interest margin
4.86%
94th percentile
Efficiency ratio
50.19%
83th percentile
Non-interest income ratio
21.77%
72th percentile

Capital & Risk

Net worth ratio
11.51%
41th percentile
Delinquency rate
2.93%
3th percentile
Net charge-off rate
1.14%
9th percentile
Loan-to-share
129.61%
100th percentile

Growth

Member growth YoY
15.52%
98th percentile
Asset growth YoY
13.71%
95th percentile
Loan growth YoY
16.16%
95th percentile
Share growth YoY
17.04%
96th percentile

Operations

Members / branch
4,462
76th percentile
Assets / member
$8,035
5th percentile
Field of membership penetration
13.73%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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