Island

Hauppauge, NY · 1 · Charter #10023 · www.islandfcu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.4B
24th percentile
Members
50,695
4th percentile
Total loans
$974.2M
24th percentile
Total shares
$1.1B
23th percentile

Profitability

Return on assets
0.06%
5th percentile
Net interest margin
2.04%
4th percentile
Efficiency ratio
42.28%
84th percentile
Non-interest income ratio
12.62%
14th percentile

Capital & Risk

Net worth ratio
9.72%
24th percentile
Delinquency rate
0.86%
38th percentile
Net charge-off rate
0.36%
67th percentile
Loan-to-share
86.93%
44th percentile

Growth

Member growth YoY
-1.77%
13th percentile
Asset growth YoY
-8.08%
1th percentile
Loan growth YoY
-7.48%
2th percentile
Share growth YoY
-3.11%
3th percentile

Operations

Members / branch
6,337
35th percentile
Assets / member
$27,373
91th percentile
Field of membership penetration
1.37%
12th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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