Butte Community

Butte, MT · 1 · Charter #19896 · www.buttecommunityfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$35.1M
84th percentile
Members
2,755
80th percentile
Total loans
$23.2M
93th percentile
Total shares
$31.9M
87th percentile

Profitability

Return on assets
0.75%
47th percentile
Net interest margin
3.32%
28th percentile
Efficiency ratio
73.24%
37th percentile
Non-interest income ratio
20.74%
84th percentile

Capital & Risk

Net worth ratio
8.32%
7th percentile
Delinquency rate
0.11%
76th percentile
Net charge-off rate
0.32%
42th percentile
Loan-to-share
72.78%
67th percentile

Growth

Member growth YoY
0.33%
71th percentile
Asset growth YoY
13.68%
96th percentile
Loan growth YoY
4.03%
76th percentile
Share growth YoY
14.46%
96th percentile

Operations

Members / branch
2,755
89th percentile
Assets / member
$12,752
75th percentile
Field of membership penetration
3.20%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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