Advantage Financial

WASHINGTON, DC · 1 · Charter #16416 · www.advfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$105.6M
49th percentile
Members
9,066
62th percentile
Total loans
$57.7M
48th percentile
Total shares
$94.3M
52th percentile

Profitability

Return on assets
0.35%
11th percentile
Net interest margin
3.86%
61th percentile
Efficiency ratio
87.96%
2th percentile
Non-interest income ratio
22.73%
76th percentile

Capital & Risk

Net worth ratio
11.92%
46th percentile
Delinquency rate
1.77%
13th percentile
Net charge-off rate
0.37%
45th percentile
Loan-to-share
61.20%
37th percentile

Growth

Member growth YoY
-2.46%
29th percentile
Asset growth YoY
-0.09%
20th percentile
Loan growth YoY
-6.08%
14th percentile
Share growth YoY
-1.98%
13th percentile

Operations

Members / branch
1,813
16th percentile
Assets / member
$11,644
25th percentile
Field of membership penetration
9.07%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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