International Uaw

DETROIT, MI · 1 · Charter #5123 · www.iuawfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.9M
65th percentile
Members
1,964
65th percentile
Total loans
$8.8M
61th percentile
Total shares
$18.4M
65th percentile

Profitability

Return on assets
-1.18%
5th percentile
Net interest margin
4.32%
63th percentile
Efficiency ratio
113.91%
3th percentile
Non-interest income ratio
7.15%
42th percentile

Capital & Risk

Net worth ratio
13.89%
43th percentile
Delinquency rate
4.40%
9th percentile
Net charge-off rate
1.53%
10th percentile
Loan-to-share
48.06%
31th percentile

Growth

Member growth YoY
0.10%
69th percentile
Asset growth YoY
-4.09%
20th percentile
Loan growth YoY
-4.93%
42th percentile
Share growth YoY
-2.90%
30th percentile

Operations

Members / branch
982
45th percentile
Assets / member
$11,141
65th percentile
Field of membership penetration
61.38%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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