Growing Oaks

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$3.8M

20^th percentile

Members

478

17^th percentile

Total loans

$2.9M

30^th percentile

Total shares

$3.4M

23^th percentile

Profitability

Return on assets

1.06%

62^th percentile

Net interest margin

4.24%

60^th percentile

Efficiency ratio

86.07%

16^th percentile

Non-interest income ratio

66.56%

99^th percentile

Capital & Risk

Net worth ratio

10.20%

17^th percentile

Delinquency rate

0.09%

78^th percentile

Net charge-off rate

1.88%

7^th percentile

Loan-to-share

84.35%

82^th percentile

Growth

Member growth YoY

15.18%

98^th percentile

Asset growth YoY

11.49%

94^th percentile

Loan growth YoY

37.28%

99^th percentile

Share growth YoY

13.24%

95^th percentile

Operations

Members / branch

239

10^th percentile

Assets / member

$7,933

38^th percentile

Field of membership penetration

0.04%

0^th percentile

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