N a E

Chesapeake, VA · 1 · Charter #16706 · www.naefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$125.9M
61th percentile
Members
11,340
76th percentile
Total loans
$81.3M
66th percentile
Total shares
$102.3M
57th percentile

Profitability

Return on assets
0.36%
11th percentile
Net interest margin
4.41%
87th percentile
Efficiency ratio
85.13%
3th percentile
Non-interest income ratio
16.50%
46th percentile

Capital & Risk

Net worth ratio
15.87%
80th percentile
Delinquency rate
0.42%
71th percentile
Net charge-off rate
0.48%
36th percentile
Loan-to-share
79.48%
70th percentile

Growth

Member growth YoY
-4.17%
15th percentile
Asset growth YoY
-0.83%
16th percentile
Loan growth YoY
2.12%
55th percentile
Share growth YoY
-1.50%
15th percentile

Operations

Members / branch
3,780
65th percentile
Assets / member
$11,102
21th percentile
Field of membership penetration
0.68%
9th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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