San Mateo City Employees

SAN MATEO, CA · 1 · Charter #6326 · www.smcfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$31.9M
80th percentile
Members
1,044
38th percentile
Total loans
$5.1M
45th percentile
Total shares
$26.0M
78th percentile

Profitability

Return on assets
0.22%
24th percentile
Net interest margin
1.42%
2th percentile
Efficiency ratio
33.08%
96th percentile
Non-interest income ratio
0.01%
4th percentile

Capital & Risk

Net worth ratio
18.27%
67th percentile
Delinquency rate
1.09%
39th percentile
Net charge-off rate
0.20%
51th percentile
Loan-to-share
19.62%
5th percentile

Growth

Member growth YoY
-3.06%
32th percentile
Asset growth YoY
-11.06%
4th percentile
Loan growth YoY
-12.80%
16th percentile
Share growth YoY
-13.52%
4th percentile

Operations

Members / branch
no peer data
Assets / member
$30,568
99th percentile
Field of membership penetration
69.60%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for San Mateo City Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo