Waterbury Connecticut Teachers

WATERBURY, CT · 1 · Charter #22 · www.wctfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$354.2M
30th percentile
Members
22,072
33th percentile
Total loans
$239.4M
33th percentile
Total shares
$292.9M
27th percentile

Profitability

Return on assets
1.67%
87th percentile
Net interest margin
3.41%
46th percentile
Efficiency ratio
40.99%
95th percentile
Non-interest income ratio
10.22%
8th percentile

Capital & Risk

Net worth ratio
16.76%
95th percentile
Delinquency rate
0.34%
85th percentile
Net charge-off rate
0.10%
89th percentile
Loan-to-share
81.72%
55th percentile

Growth

Member growth YoY
0.18%
46th percentile
Asset growth YoY
5.42%
53th percentile
Loan growth YoY
0.40%
28th percentile
Share growth YoY
4.24%
46th percentile

Operations

Members / branch
11,036
95th percentile
Assets / member
$16,046
49th percentile
Field of membership penetration
88.29%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Waterbury Connecticut Teachers?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo