Division 726

STATEN ISLAND, NY · 1 · Charter #20336 · www.div726fcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.0M
39th percentile
Members
2,482
76th percentile
Total loans
$4.5M
41th percentile
Total shares
$7.6M
40th percentile

Profitability

Return on assets
-1.65%
4th percentile
Net interest margin
4.63%
74th percentile
Efficiency ratio
105.32%
5th percentile
Non-interest income ratio
16.99%
75th percentile

Capital & Risk

Net worth ratio
15.34%
52th percentile
Delinquency rate
5.75%
6th percentile
Net charge-off rate
3.50%
3th percentile
Loan-to-share
58.98%
48th percentile

Growth

Member growth YoY
-1.35%
50th percentile
Asset growth YoY
-5.88%
14th percentile
Loan growth YoY
-21.48%
5th percentile
Share growth YoY
-3.55%
27th percentile

Operations

Members / branch
1,241
56th percentile
Assets / member
$3,627
9th percentile
Field of membership penetration
82.73%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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