Greater Cincinnati School

Cincinnati, OH · 3 · Charter #96722 · www.gccu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$134.2M
65th percentile
Members
8,047
54th percentile
Total loans
$71.3M
59th percentile
Total shares
$115.9M
66th percentile

Profitability

Return on assets
1.80%
87th percentile
Net interest margin
3.86%
61th percentile
Efficiency ratio
56.68%
67th percentile
Non-interest income ratio
21.93%
73th percentile

Capital & Risk

Net worth ratio
13.16%
61th percentile
Delinquency rate
0.49%
66th percentile
Net charge-off rate
0.12%
80th percentile
Loan-to-share
61.48%
38th percentile

Growth

Member growth YoY
-4.63%
13th percentile
Asset growth YoY
4.00%
50th percentile
Loan growth YoY
25.83%
98th percentile
Share growth YoY
2.76%
44th percentile

Operations

Members / branch
2,012
21th percentile
Assets / member
$16,673
68th percentile
Field of membership penetration
4.47%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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