Park Side Financial

Whitefish, MT · 2 · Charter #68647 · www.parksidefcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$378.7M
36th percentile
Members
30,155
54th percentile
Total loans
$267.6M
43th percentile
Total shares
$341.4M
41th percentile

Profitability

Return on assets
0.33%
12th percentile
Net interest margin
3.06%
26th percentile
Efficiency ratio
67.92%
17th percentile
Non-interest income ratio
22.69%
72th percentile

Capital & Risk

Net worth ratio
9.32%
22th percentile
Delinquency rate
0.21%
92th percentile
Net charge-off rate
0.21%
75th percentile
Loan-to-share
78.39%
44th percentile

Growth

Member growth YoY
-0.24%
40th percentile
Asset growth YoY
0.35%
15th percentile
Loan growth YoY
-5.36%
8th percentile
Share growth YoY
0.47%
15th percentile

Operations

Members / branch
3,351
23th percentile
Assets / member
$12,557
16th percentile
Field of membership penetration
8.06%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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