Dubois-Pike

JASPER, IN · 1 · Charter #20805 · www.duboispike.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.3M
97th percentile
Members
3,013
85th percentile
Total loans
$33.7M
99th percentile
Total shares
$41.4M
99th percentile

Profitability

Return on assets
1.31%
72th percentile
Net interest margin
3.54%
34th percentile
Efficiency ratio
50.56%
82th percentile
Non-interest income ratio
14.01%
66th percentile

Capital & Risk

Net worth ratio
10.16%
16th percentile
Delinquency rate
1.04%
40th percentile
Net charge-off rate
0.11%
60th percentile
Loan-to-share
81.30%
78th percentile

Growth

Member growth YoY
6.69%
95th percentile
Asset growth YoY
0.49%
45th percentile
Loan growth YoY
7.07%
84th percentile
Share growth YoY
-0.56%
43th percentile

Operations

Members / branch
3,013
92th percentile
Assets / member
$15,381
86th percentile
Field of membership penetration
15.07%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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