New Covenant Dominion

Bronx, NY · 1 · Charter #24784 · www.newcovenantcreditunion.o
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.5M
23th percentile
Members
644
23th percentile
Total loans
$2.7M
29th percentile
Total shares
$2.3M
17th percentile

Profitability

Return on assets
4.04%
99th percentile
Net interest margin
6.71%
98th percentile
Efficiency ratio
60.44%
63th percentile
Non-interest income ratio
50.72%
98th percentile

Capital & Risk

Net worth ratio
31.00%
93th percentile
Delinquency rate
10.91%
2th percentile
Net charge-off rate
3.19%
3th percentile
Loan-to-share
116.54%
98th percentile

Growth

Member growth YoY
4.55%
93th percentile
Asset growth YoY
-1.34%
34th percentile
Loan growth YoY
-1.85%
55th percentile
Share growth YoY
32.64%
99th percentile

Operations

Members / branch
644
30th percentile
Assets / member
$6,994
30th percentile
Field of membership penetration
12.88%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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