Elevate

Brigham City, UT · 1 · Charter #9163 · www.elevatecu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$249.4M
100th percentile
Members
15,202
91th percentile
Total loans
$160.2M
97th percentile
Total shares
$196.6M
96th percentile

Profitability

Return on assets
1.83%
88th percentile
Net interest margin
3.11%
21th percentile
Efficiency ratio
40.15%
95th percentile
Non-interest income ratio
18.69%
58th percentile

Capital & Risk

Net worth ratio
20.89%
94th percentile
Delinquency rate
0.21%
86th percentile
Net charge-off rate
0.19%
69th percentile
Loan-to-share
81.49%
74th percentile

Growth

Member growth YoY
2.45%
82th percentile
Asset growth YoY
4.36%
55th percentile
Loan growth YoY
14.32%
94th percentile
Share growth YoY
3.25%
49th percentile

Operations

Members / branch
5,067
83th percentile
Assets / member
$16,404
66th percentile
Field of membership penetration
7.84%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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