Sycamore

Sycamore, AL · 1 · Charter #5241 · WWW.SYCAMOREFCU.COM
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$69.7M
21th percentile
Members
2,818
3th percentile
Total loans
$51.2M
41th percentile
Total shares
$57.4M
19th percentile

Profitability

Return on assets
2.12%
94th percentile
Net interest margin
3.23%
27th percentile
Efficiency ratio
29.16%
98th percentile
Non-interest income ratio
14.45%
36th percentile

Capital & Risk

Net worth ratio
17.07%
87th percentile
Delinquency rate
0.53%
63th percentile
Net charge-off rate
0.29%
54th percentile
Loan-to-share
89.12%
85th percentile

Growth

Member growth YoY
1.55%
75th percentile
Asset growth YoY
18.02%
97th percentile
Loan growth YoY
13.16%
92th percentile
Share growth YoY
19.34%
98th percentile

Operations

Members / branch
2,818
43th percentile
Assets / member
$24,732
93th percentile
Field of membership penetration
3.43%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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