Fieldstone

Bradley, IL · 2 · Charter #60325 · www.fieldstonecu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$55.1M
6th percentile
Members
4,746
22th percentile
Total loans
$28.0M
12th percentile
Total shares
$47.9M
8th percentile

Profitability

Return on assets
1.39%
71th percentile
Net interest margin
4.32%
84th percentile
Efficiency ratio
71.57%
22th percentile
Non-interest income ratio
24.13%
80th percentile

Capital & Risk

Net worth ratio
15.05%
77th percentile
Delinquency rate
0.68%
52th percentile
Net charge-off rate
0.38%
45th percentile
Loan-to-share
58.52%
33th percentile

Growth

Member growth YoY
-0.94%
46th percentile
Asset growth YoY
2.20%
36th percentile
Loan growth YoY
-7.27%
11th percentile
Share growth YoY
5.16%
65th percentile

Operations

Members / branch
4,746
80th percentile
Assets / member
$11,612
25th percentile
Field of membership penetration
0.80%
12th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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