Pilgrim Cucc

Houston, TX · 1 · Charter #15817
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$905.0K
6th percentile
Members
209
6th percentile
Total loans
$592.9K
11th percentile
Total shares
$673.2K
7th percentile

Profitability

Return on assets
-0.49%
9th percentile
Net interest margin
5.67%
93th percentile
Efficiency ratio
87.20%
15th percentile
Non-interest income ratio
14.42%
67th percentile

Capital & Risk

Net worth ratio
13.73%
42th percentile
Delinquency rate
9.64%
2th percentile
Net charge-off rate
0.70%
24th percentile
Loan-to-share
88.07%
86th percentile

Growth

Member growth YoY
-5.43%
15th percentile
Asset growth YoY
-8.20%
8th percentile
Loan growth YoY
-11.24%
20th percentile
Share growth YoY
-10.44%
7th percentile

Operations

Members / branch
209
8th percentile
Assets / member
$4,330
13th percentile
Field of membership penetration
69.67%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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