Skel-Tex

skellytown, TX · 2 · Charter #60396
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.2M
30th percentile
Members
544
19th percentile
Total loans
$3.0M
31th percentile
Total shares
$4.9M
30th percentile

Profitability

Return on assets
0.90%
54th percentile
Net interest margin
3.24%
25th percentile
Efficiency ratio
58.77%
68th percentile
Non-interest income ratio
2.91%
23th percentile

Capital & Risk

Net worth ratio
21.12%
78th percentile
Delinquency rate
0.73%
49th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
61.52%
51th percentile

Growth

Member growth YoY
-0.55%
60th percentile
Asset growth YoY
6.59%
82th percentile
Loan growth YoY
-4.82%
42th percentile
Share growth YoY
7.23%
85th percentile

Operations

Members / branch
181
7th percentile
Assets / member
$11,395
67th percentile
Field of membership penetration
30.22%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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